What's News in Pleasant Prairie, Wisconsin

Village ISO Rating
Following recent analysis by the ISO (Insurance Services Office, Inc.), the Village of Pleasant Prairie was notified that its ISO rating would be raised to Class 3. The ISO is an independent company serving insurance companies, communities, and regulators nationwide by providing information about risk related to property loss from structural fires. Based on expert analysis, the ISO assigns a Public Protection Classification for Fire Departments from 1 to 10, with Class 1 being the best possible rating. According to the ISO, nationwide, only 3.4% of those evaluated receive a Class 3 or better. The ISO evaluates the Receiving and Handling of Fire Alarms (accounting for 10%), the Fire Department (including staffing, equipment and training – accounting for 50%), and Water Supply (accounting for 40%). A major factor behind the improved rating relates to the Village water supply, including the number, placement and condition of fire hydrants. Information gained from the ISO analysis also offers communities additional insight when developing annual budgets and considering future improvements.

The improved ISO rating may offer a financial benefit to Pleasant Prairie residents and businesses. In the past, a majority of personal and commercial property insurance providers used ISO ratings while deciding whether or not to extend coverage and when determining premiums. A lower, or improved, ISO rating, could translate into a lower cost for property insurance. Though some insurance carriers, such as State Farm, no longer base their rates on ISO ratings, there are other insurance providers that continue to use ISO ratings when determining rates. Residents are encouraged to contact their insurance provider to determine if discounts related to the Village’s improved ISO rating are available. The updated rating will take effect on November 1 of this year.

Back to News